SCF – Vendor Finance (Transaction Flow)

  • 1. Corporate issue purchase order
  • 2. Capsave Customer Delivers Goods
  • 3. Capsave Customer Invoices Buyer
  • 4. Corporate approves invoice for payment and send confirmation to bank
  • 5. Capsave Customer offered early payment required
  • 6. Capsave Customer accepts early payment
  • 7. Capsave Finance funds early payment to supplier
  • 8. Corporate makes payment on original due date or extends payment terms

Vendor Finance Program Benefits

  • Trade Payable to Supplier. Not Bank Debt.
  • No Credit Documentation
  • No Financing Cost
  • Facilitates dialogue with Suppliers for negotiation of commercial terms
  • Supports strategic supplier relation
  • Scalability – Supports growth in suppliers and transactions over a long term period.
  • Improves Cash Flow / Liquidity
  • Monetize receivables
  • Reduces dependence on Local Bank
  • No collateral required
  • Competitive Pricing – Leveraging on Corporate ’s credit rating
  • Simple Standard documentation
  • Encourages vendors to take up new business opportunity without waiting for advances
  • Facilitate additional working capital funds